The loan application Aella Credit has grown over time to become one of the best and fastest mobile money lending apps in Ghana. Currently, people in Ghana turn to Aella Credit to apply for quick loans to meet their emergency needs. After completing the application form and approving your loan, your cash will be disbursed directly into your bank account in less than 24 hours. Paylater is a leading digital financial services platform that specializes in consumer lending.
Headquartered in Lagos, Nigeria, paylater is a global company of more than 40 employees with operations in Ghana, South Africa, United Kingdom and Portugal. Kiakia is a simple and completely online lending platform that offers Ghana short-term loans to help cover unforeseen expenses or urgent cash needs. There are some great features available in the Kiakia loan, as it not only ends up in granting loans for the unemployed, people can also start investing money with the Kiakia loan through its Kiakia p2p app. The KiaKia p2p app is a money lending application that allows you to finance, invest and also earn interest for doing so, your interest earns between 12% and 40% quarterly, biannual and pre-annual when investing in loans and businesses. With the Fido loan app, users can borrow up to 200 GHS for their first loan and repay it within 10 to 30 days, and as your loan amount increases every time you pay, you have the opportunity to borrow up to 1000 GHS with affordable interest rates.
Unlike other services, Fido does not have any hidden charges. The lender displays all the costs associated with borrowing a loan in the application. Borrowers can apply for up to 200 GHC and repay between 10 and 33 days. BloomKash is a secure and reliable online lender in Ghana. It offers instant mobile money loans and makes it easy for borrowers to access credit anytime, anywhere.
Once you borrow some cash from the company, you will have to return it in 91 to 365 days. CashGhana Limited is one of the best companies to get fast loans in Accra. It offers a salary advance to all workers, which means you can get some money to cover your finances until your payday. The company only offers a short-term loan, which you can access without collateral. Blue Financial Services Ghana provides customers with seamless access to credit and is the best company to get emergency loans in Ghana. Process loans and pay them electronically to your bank or mobile money account.
Once you apply, the company will give you the cash within 24 hours. The loan products offered by the company are term and emergency loans. Emergency loans have a repayment period of between 30 and 90 days, while term loans have a maximum repayment period of 48 months. Interest rates applied to loans are competitive and range from 2.62% to 3.96% per month, depending on the repayment period. QuickCredit is a GTBank service that allows retail customers to get instant money for their needs.
If you have a bank account with GTBank, you can get a salary advance or borrow up to 100% of your monthly salary. The bank charges 1.5% for a refund duration of 30 days. Izwe Savings & Loans Offers Personal Loans That Can Meet Your Current Financial Challenges. You can borrow up to 40,000 GHC within a fixed term of up to 72 months. The company has affordable monthly payments, especially for those working in the public administration. Ecobank also offers short-term loans, especially if you are facing an unexpected financial need.
It has an advanced facility that gives you access to up to 50% of your net monthly salary. The loan is renewed every 30 days up to one year, and you incur charges for the amounts used. Stanbic Bank also offers a salary advance, an overdraft designed to meet your cash flow needs until your next paycheck or salary credit. The minimum you can access is GHC 100, with no maximum overdraft limit. It's easy to borrow mobile money in Ghana because of the many lenders available today. You can borrow up to 15,000 GHC and return the money in 30, 60 or 90 days.
Some of the best instant loan companies that will lend you cash through a smartphone app are Fido Money Lending Limited, BloomKash, UMB SpeedApp, Kiakia, MTN Xpress Loan. Whether you're looking for a part-time job or a way to earn an income, these apps are ideal for you. This means that once you subscribe to MTN Mobile Money, you are also free to apply for or purchase an MTN Xpress Loan from their website. In conclusion, there are many mobile money lenders available today that offer instant loans through their apps in Ghana. Whether it's an emergency loan or just some extra cash until payday, these apps provide quick access to funds with competitive interest rates.